One bet for every AP Top 25 team

Before the first whistle of the 2025 college football season blows and play begins, the betting market is already moving. Week 1 lines are live at ESPN BET with season win totals and futures shaping up. Each team in the preseason AP top 25 poll has a story, whether it's a rebuild, a reload or a revenge tour.

I've combed through the markets and picked one betting angle for every Top 25 ranked team, including win totals, long shots and even some bets for Week 1. There is plenty of head-to-head matchups, stability edges and fade-worthy hype. Here are 25 bets to consider before the college football chaos begins.

All odds are accurate as of time stamp. All times Eastern. For the latest odds go to ESPN BET.

No. 1 Texas Longhorns

The bet: Texas to miss the playoff (+220)

Texas is currently the favorite to win the national championship at ESPN BET, but this feels more like hype than substance. If the Longhorns drop two road games at Ohio State and Georgia, they have zero margin for error the rest of the way. And winning games against teams like Florida, Kentucky and Texas A&M isn't guaranteed with such a young roster. All three games are tricky spots for Texas, especially late in the year. Even with a strong recruiting class, asking Arch Manning to go nearly perfect through that stretch is a lot. That's why Texas going 10-2 feels like the smart bet. Taking the Longhorns to miss the playoff has real value.

No. 2 Penn State Nittany Lions

The bet: Penn State over 10.5 wins (+120)

Penn State is built for another deep playoff run this year. Drew Allar enters his third season as the Nittany Lions' starter with continuity around him. Top backs Kaytron Allen and Nicholas Singleton return, and while Tyler Warren is gone, the receiving room stays intact with Harrison Wallace III and Omari Evans. The key is Allar taking the next step, but the pieces are there. With OC Andy Kotelnicki in his second year and a veteran core, this team is ready. Trusting James Franklin is a big ask but with an experienced roster, the path is clear for Penn State to take a leap.

No. 3 Ohio State Buckeyes

The bet: Ohio State (-2.5) vs. Texas

Week 1 brings a heavyweight showdown in Columbus, a game of experience versus transition. Texas rolls in with tons of hype around QB Arch Manning but question marks remain, as the Longhorns attempt to break in a new quarterback and new skill players after losing their top two wideouts and key depth in the backfield.

The defending champion Buckeyes aren't starting from scratch. Ohio State returns core defensive pieces and still has firepower at receiver with Jeremiah Smith and Carnell Tate. The Buckeyes' defense could be the difference against a Texas offense likely to lean heavily on the ground game early. Also, Ohio State rarely loses at Ohio Stadium, where it has gone 27-3 since 2021.

No. 4 Clemson Tigers

The bet: Tigers to make the playoff (-145)

I'm all in on the Tigers this year. Don't be surprised if Cade Klubnik is the best quarterback in the country by December. He has got the experience, the green light and a trio of dangerous receivers in Antonio Williams, Bryant Wesco Jr. and TJ Moore. Continuity and talent are finally aligned for the Tigers on offense as well as a friendly schedule with LSU as the only true litmus test early. While I'm not quite ready to say Clemson is my pick to win the national championship, the Tigers are a team to watch in 2025. Look for a lot of Clemson's games to go over as this offense will be electric.

No. 5 Georgia Bulldogs

The bet: Georgia over 9.5 wins (-180)

The Bulldogs have questions, a new quarterback, a revamped offensive line and unproven edge rushers, but they're still stacked with recruiting talent and depth at nearly every position. They get Alabama, Texas, Ole Miss and Kentucky all at home, where they're an absurd 47-1 since 2017. QB Gunner Stockton has the tools, the defense is still loaded and the receiving room finally has explosiveness. Even if this team isn't vintage Georgia, 10 wins feels more like the Bulldogs' floor than their ceiling.

No. 6 Notre Dame Fighting Irish

The bet: Head-to-head Most Regular Season Wins: Notre Dame (-130) vs. Texas

Notre Dame's defense is the reason they could go undefeated, and it starts up front. Despite losing three starters on the defensive line, the Irish return 11 linemen who combined for nearly 2,400 snaps last season, which means this group is deep, experienced and versatile. The Irish added key transfers and have multiple breakout candidates like freshman quarterback CJ Carr. The defense is loaded with size, length and pass-rushing upside and can rotate in waves. Against a Texas team still retooling with a new quarterback and key losses at the skill positions, Notre Dame has a stable path to more wins this season.

No 7. Oregon Ducks

The bet: Oregon to miss the playoff (+210)

I'm not as high on Dante Moore as the market. He has arm talent but struggled with turnovers, pressure and consistency when he last started as a freshman at UCLA in 2023. He also lacks the mobility to escape the pocket when things break down. Losing WR Tez Johnson to the NFL strips away a key weapon, especially in the short and intermediate game. That impact showed late in the season where Oregon nearly lost 16-13 to Wisconsin without him. If Moore doesn't progress quickly and Johnson's absence lingers, this team will take a step back.

No. 8 Alabama Crimson Tide

The bet: Alabama to miss the playoff (+125)

This is a wager against the current roster's limitations, road vulnerability and a path with no margin for defensive error. The Crimson Tide's defense isn't what it used to be. In 2024 they were ranked 52nd in run defense while giving up scores on 85% of red zone trips on the road. Throw in road games at Georgia, Missouri, South Carolina and Auburn. The offense might keep Alabama alive, but with key losses on defense, 10-2 feels more like the ceiling. In a crowded 12-team Playoff, that might not be enough. The name still carries weight, but the cracks are there.

No. 9 LSU Tigers

The bet: LSU under 8.5 wins (+135)

The Tigers at plus money have value when you consider their schedule and roster concerns. LSU opens the season at Clemson, a more complete team, then travels to Ole Miss, Alabama and Oklahoma, all three teams with strong home-field edges. Even home games against Florida and South Carolina are not guaranteed wins. Especially with an offensive line in transition after losing both starting tackles to the NFL and a run game that is relying on a freshman to carry the load after the team averaged just 116 yards per game this past season, 104th in the country. Most of the wide receiver room is new, so early chemistry with QB Garrett Nussmeier could take time. There's talent, but between the turnover, health questions and a brutal road slate, nine wins is a tall ask.

No. 10 Miami Hurricanes

The bet: Notre Dame (-2.5) at Miami

This isn't a bet on Miami, but it's a wager that offers the most value. Notre Dame returns a loaded defense with depth, experience and a pass rush that can expose Miami's rebuilt receiving corps. The Hurricanes are still replacing their top five receivers, starting a new quarterback in Carson Beck and rolling out a brand-new defensive coaching staff. That's a lot of moving parts against a team with continuity and Playoff expectations. If Beck's turnover issues from this past season show up early, Notre Dame has the defense to make the Hurricanes pay. The bet on Miami is Beck to throw an interception in this game.

No. 11 Arizona State Sun Devils

The bet: Arizona State under 8.5 wins (-135)

I don't love this, but it makes more sense when you factor in the loss of Cam Skattebo. He accounted for over 2,300 yards (rushing and receiving) and 21 of the team's 30 rushing touchdowns. Without him, the pressure shifts entirely to second-year quarterback Sam Leavitt, who's talented but still young, and now without his safety valve. The Sun Devils' schedule looks manageable on paper, but close games become harder to close without Skattebo's power and consistency. ASU still has upside, but losing its most reliable weapon lowers the floor.

No. 12 Illinois Fighting Illini

The bet: Illinois under 7.5 wins (+130)

Call it contrarian, but I'm not as high on the Illini as others. Yes, they beat Nebraska, Michigan and South Carolina this past season, but those wins came with major context. Michigan was still figuring itself out early in the season, and the Citrus Bowl win came in a watered-down matchup filled with opt-outs. Losing Josh McCray to Georgia, the Illini's most physical running back and leader in rushing scores, matters. The backfield is still solid, but not as proven, and with a tougher schedule ahead, under eight wins could be valuable.

No. 13 South Carolina Gamecocks

The bet: South Carolina over 7.5 wins (-105)

This is an underrated play given the ceiling the Gamecocks have built around quarterback LaNorris Sellers and what he brings to this team. He has Jayden Daniels potential as a dual-threat QB with the ability to carry a team when the defense is in transition. Yes, South Carolina's defense lost a lot of experienced players, but the system remains aggressive and there are still difference-makers in edge Dylan Stewart and DB Jalon Kilgore. The Gamecocks finished 2024 with six straight regular season wins and now have momentum, confidence and a clear offensive identity. If the young skill guys step up even modestly, Sellers can guide South Carolina to a winning season.

The bet: Michigan to win the Big Ten (+850)

The Wolverines closed this past season with three straight wins, including impressive performances at Ohio State and against Alabama. They should be able to use that momentum this season with a deep group of pass rushers and a secondary that could be among the best in the country. Michigan's schedule sets up well for a potential undefeated Big Ten run, with The Game back in Ann Arbor where Michigan has won four straight in the rivalry. Freshman QB Bryce Underwood, a 5-star recruit, provides upside and depth far better than last year's carousel. If the quarterback position hits, along with the defense, this ticket has legs.

No. 15 Florida Gators

The bet: Florida under 7.5 wins (-135)

The juice on this bet isn't ideal, but it's warranted. Florida's schedule is brutal with road trips to LSU and Texas A&M, plus games against Texas, Georgia and Tennessee -- all teams with solid defenses. Quarterback DJ Lagway has potential, but he has dealt with shoulder issues and has no proven depth behind him. The Gators' defense finished strong this past year but are thin in the interior and their secondary has durability concerns, especially with DB Devin Moore. If Lagway misses any time or the trenches wear down, this could easily be a 6-6 season for Florida with Billy Napier heading out the door.

No. 16. SMU Mustangs

The bet: SMU over 8.5 wins (-120)

With Kevin Jennings back at quarterback, SMU's passing game is ready to roll. Jennings brings big-play ability and has experience around him in proven receivers Jordan Hudson, Romello Brinson and tight end RJ Maryland. The Mustangs' passing offense should be their strength again, especially early while the backfield settles in. If Jennings can cut down on his turnovers, this team's floor is nine wins.

No. 17. Kansas State Wildcats

The bet: Kansas State to win the Big 12 (+550)

Quarterback Avery Johnson has taken the next step as a leader and passer, and the offense is balanced with a deep backfield and a promising receiver group. The Wildcats' defensive front is among the best in the conference, and linebacker Austin Romaine gives them a true anchor. Kansas State's early schedule is quirky, but winnable, starting with Iowa State in Dublin, a game the Wildcats should handle. If the secondary holds up, this veteran team has all the tools to make a serious run at the conference title.

No. 18 Oklahoma Sooners

The bet: Oklahoma under 6.5 wins (+135)

Cal transfer running back Jaydn Ott brings name recognition, but he wasn't fully healthy this past season and didn't log a single 100-yard rushing game. Even if Ott and Washington State transfer quarterback John Mateer click in this offense, the Sooners' offensive line is still a major liability after giving up 50 sacks in 2024. I like Mateer's potential. He is a solid quarterback, but Oklahoma's schedule is brutal with Michigan early followed by what could be a challenging game against Texas and games against South Carolina, Ole Miss, Tennessee and Alabama in a row. For a team that went 2-6 in the SEC this past season and still lacks proven playmakers, seven wins feels like a reach.

No. 19. Texas A&M Aggies

The bet: Texas A&M over 7.5 wins (-170)

I'm high on the Aggies but fully aware I'm probably walking into heartbreak again. The Aggies offense has serious upside with dual-threat quarterback Marcel Reed, a healthy RB Le'Veon Moss and one of the best offensive lines in the country. Mike Elko's defense collapsed late this past year, including a blown 17-point lead to USC, but they also shut out Texas in the second half and made key portal additions. Elko took over playcalling and publicly called out the issues: coverage, tackling and focus. If Texas A&M's defense makes even a moderate jump, eight wins should be this team's floor.

No. 20 Indiana Hoosiers

The bet: Indiana over 8.5 wins (+115)

There are only two clear roadblocks for Indiana this season, Iowa and Penn State. Everything else is winnable, especially with quarterback Fernando Mendoza stepping into an offensive system that just set school records for scoring and upgraded the offensive line and backfield. The defense returns All-American talent at every level and finished seventh in points allowed last year. With continuity, explosive skill talent and a proven head coach in Curt Cignetti, this is a program built to sustain success. At plus money, the Hoosiers upside is worth the risk.

No. 21. Ole Miss Rebels

The bet: Ole Miss to miss the playoff (-190)

The Rebels lost nearly their entire defensive identity with most of the secondary gone. Offensively, quarterback Austin Simmons is talented but unproven, and he's playing behind an offensive line replacing four starters. That's not a great setup with road trips to Georgia and Oklahoma on the schedule, both could expose the Rebels' inexperience behind center and vulnerable defense. Add in home games against LSU and South Carolina, two teams with explosive skill players and physical fronts. Even if the Ole Miss offense holds up, the defense has too many question marks, and four potential losses means the playoff is likely out of reach.

No. 22. Iowa State Cyclones

The bet: Iowa State-Kansas State over 49.5

The Big 12 can be a volatile conference so let's go straight to a Week 0 play. Iowa State's run defense ranked 105th nationally this past year and now faces a Kansas State offense that thrives on the ground with dual-threat quarterback Avery Johnson. Add in the Cyclones' pass rush concerns, just 17 sacks in 14 games, and a reworked defensive line still searching for chemistry and it's easy to see where explosive plays could come from. Both teams return experienced quarterbacks, and with defenses typically starting slow early in the season, especially internationally, this neutral-site opener has all the ingredients for a high scoring affair.

No. 23 Texas Tech Red Raiders

The bet: Texas Tech over 8.5 wins (-140)

Quarterback continuity with Behren Morton means steady production at the most important position. Offensive line upgrades give Morton time to attack vertically and keep the run game strong, utilizing added players to the receiving group and backfield. Adding LBs David Bailey and Romello Height and Lee Hunter up front, turn the the Red Raiders' defensive front into a strength, while added secondary depth lets defensive coordinator Shiel Wood be aggressive and fix last year's leaky pass defense. Texas Tech's schedule is front-loaded, with a strong chance to start 4-0. From there, splitting the tougher road games gets them to 9-3, making over 8.5 wins worth backing despite the -140 price.

No. 24 Tennessee Volunteers

The bet: Tennessee over 8.5 wins (+105)

The Volunteers' defense is legit, one of the most disruptive in the SEC and that gives them a reliable floor in a season full of toss-up games. With this sneaky athleticism, Joey Aguilar might be unproven at this level, but he could bring more mobility than last year's starter and enough upside to keep the offense functional. While not a true dual-threat, he moves well in the pocket, can extend plays, and is comfortable throwing on the run. Aguilar has all the tools, but it's still projection, not production. With a veteran defensive line, solid corners, and DB Boo Carter emerging as a weapon in all three phases, this is a team that can grind out wins even when their offense isn't perfect. If Aguilar settles in early, a 9-3 record is within reach.

No. 25 Boise State Broncos

The bet: Boise State to win the Mountain West (-125)

Taking Boise State over 9.5 wins at -190 is a heavy tax with little reward. The Broncos have a 21-2 record in Mountain West play since 2022. Their toughest league opponents this season, UNLV, Fresno State and Colorado State, are all home games. If the Broncos go 7-1 or 8-0 in conference play, they will likely host the conference title game on their home blue turf. Even if they lose to Notre Dame and Air Force, they could still easily win the Mountain West. Consider skipping the juiced win total and take a bet on the clearer path for the Broncos against a soft conference schedule.